DSP Credit Risk Fund - Regular Plan -Growth
Fund House: DSP Mutual Fund
Category: Debt: Credit Risk
Status: Open Ended Schemes
Launch Date: 05-05-2003
Minimum Investment: 100.0
Asset Class: Fixed Income
Minimum Topup: 100.0
Benchmark: CRISIL Credit Risk Debt B-II Index
Total Assets: 205.76 As on (31-12-2025)
Expense Ratio: 1.22% As on (31-12-2025)
Turn over: 81.00% | Exit Load: NIL - If the units redeemed or switched-out are upto 10% of the units purchased or switched-in within 12 months from the date of allotment, NIL - If units are redeemed or switched out on or after 12 months from the date of allotment, 1% - If units redeemed or switched-out are in excess of 10% of the units purchased or switched-in within 12 months from the date of allotment Note: No exit load shall be levied in case of switch of investments from Direct Plan to Regular Plan and vice versa.
NAV as on 06-02-2026
49.9569
-0.2621
CAGR Since Inception
7.32%
CRISIL Credit Risk Debt B-II Index 7.18%
PERFORMANCE
| Scheme Performance (%) | 1-Year Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|
| DSP Credit Risk Fund - Regular Plan -Growth | 18.05 | 13.8 | 10.68 | 7.59 | 7.32 |
| Benchmark | - | - | - | - | - |
| Debt: Credit Risk | 10.25 | 8.76 | 9.21 | 6.45 | 6.8 |
Funds Manager
Mr. Vivek Ramakrishnan, Mr. Shalini Vasanta, Mr. Kunal Khudania
RETURNS CALCULATORS for DSP Credit Risk Fund - Regular Plan -Growth
Growth of 10000 In SIP (Fund vs Benchmark)
Amount
Period
Start
End
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Amount
Start
PORTFOLIO ANALYSIS of DSP Credit Risk Fund - Regular Plan -Growth
Portfolio Holdings
Sector Allocation
PEER COMPARISION of DSP Credit Risk Fund - Regular Plan -Growth
| Scheme Name | Inception Date | 1 Year Rtn (%) | 2 Year Rtn (%) | 3 Year Rtn (%) | 5 Year Rtn (%) | 10 Year Rtn (%) |
|---|---|---|---|---|---|---|
| DSP Credit Risk Reg Gr | 05-05-2003 | 18.05 | 12.82 | 13.8 | 10.68 | 7.59 |
| HSBC Credit Risk Fund Reg Gr | 01-01-2013 | 19.73 | 13.31 | 10.99 | 8.55 | 7.16 |
| ABSL Credit Risk Reg Gr | 05-04-2015 | 16.69 | 14.34 | 11.87 | 9.85 | 8.51 |
| Bank of India Credit Risk Reg | 27-02-2015 | 11.51 | 8.79 | 7.69 | 27.14 | 2.04 |
| ICICI Pru Credit Risk Gr | 05-12-2010 | 9.11 | 8.59 | 8.48 | 7.36 | 7.87 |
| Invesco India Credit Risk Reg Gr | 04-09-2014 | 8.57 | 7.91 | 9.21 | 6.77 | 5.71 |
| Nippon India Credit Risk Gr | 01-06-2005 | 8.44 | 8.39 | 8.27 | 8.43 | 6.03 |
| Kotak Credit Risk Gr | 01-05-2010 | 8.41 | 7.72 | 7.73 | 5.9 | 6.74 |
| Axis Credit Risk Reg Gr | 15-07-2014 | 8.28 | 8.18 | 7.82 | 6.78 | 6.81 |
| SBI Credit Risk Reg Gr | 01-07-2004 | 7.43 | 7.83 | 8.05 | 6.84 | 7.29 |
Asset Allocation (%)
Key Performance and Risk Statistics of DSP Credit Risk Fund - Regular Plan -Growth
| Key Statistics | Volatility | Sharpe Ratio | Alpha | Beta | Yield to Maturity | Average Maturity |
|---|---|---|---|---|---|---|
| DSP Credit Risk Fund - Regular Plan -Growth | 5.83 | - | - | - | 7.33 | 3.63 |
| Debt: Credit Risk | - | - | - | - | - | - |